Our Services

Debt Management

Debt is tricky. It starts out innocent . . . just a few swipes here, and a few payments there—nothing you can’t handle, right? But one day, you realize it’s gotten a little out of control and you’re drowning in debt. The payments are getting harder and harder to make. And your paycheck? Psh, that thing doesn’t go quite as far as it used to.  

If that’s you, you’re not alone. And if you’re looking for ways to get help with that debt of yours, you’ve come to the right place.

Insurance

Insurance is like a life jacket. It’s a bit of a nuisance when you don’t need it, but when you do need it, you’re more than thankful to have it. Without it, you could be one car wreck, illness or house fire away from drowning—not in the ocean, but in debt.

But for something so essential to our financial well-being, insurance is a complicated—even uncomfortable—topic. So we’ve boiled your options down to the eight types of insurance policies you can’t go without.

Retirement Planning

Do you want to start investing but have no idea where to begin? Or maybe you’re already investing and just want to make sure you’re doing it right. We get it. But investing doesn’t have to be confusing. We'll walk you through the basics of investing, show you how to get started, and make recommendations.

College Funding

When ready to invest in you or your child(ren)’s future, we can guide you in choosing the best option. If you’ve got teenagers in the house, you need to get serious about college funding soon—like right now. There’s no rush if they’re toddlers, but you might want to start looking at things like a 529 or an ESA (Education Savings Account).

For parents of high school seniors, late winter to spring is intense. While the rest of us are enjoying more sunshine and new blooms, you’re frantically shuffling priorities for the months to come. There’s prom, graduation, last-minute college decisions and the dreaded paperwork for college financial aid.

Your son or daughter is about to make the magical transformation from teen to young adult. As the one charged with sending them off into the world, it’s no wonder you’re stressed!

We’d love to help. No, we can’t slow time. What we can do is simplify the process.

An estate planning checklist isn’t just for Downton Abbey types with lots of money and large estates that include multiple mansions and yachts. Even if your net worth is camped out on zero as you’re paying down debt or building up some wealth, estate planning is still for you. With either a big or small net worth, having an estate plan is definitely not something you want to put off.

So, what exactly is estate planning? Estate planning is just a fancy legal-ish word for what you want to happen to your money and your stuff when you die or become disabled. It also includes medical wishes and who you want to take care of your kids or pets.

Having a solid estate plan in place means you care enough about your loved ones to look after them when you’re gone. It gives you a legacy you can be proud of and peace of mind knowing that your assets are going to the right people. It can also be a good way to minimize estate taxes.

But knowing how to set up a proper estate plan can be like trying to untangle those Christmas cord lights after they’ve been in the closet all year. That’s why we created this estate planning checklist—it’ll give you everything you need to get your life organized and bring your estate planning skills from rookie to pro. We can make recommendations on local providers.

It’s all too easy to land a house you can’t afford, and that mistake can affect your ability to build wealth in the long run. But understanding the steps of the home-buying process empowers you to make smart decisions about your purchase.

To help you feel confident throughout your entire home-buying journey, let’s break down the major steps to buying a house. 

If you’re facing a foreclosure, hear this: It’s going to be okay. The process can be a long and hard road, but you will be okay. Let’s face the facts, one at a time, so you can see clear answers to what a foreclosure is and how it works—before, during and after.

Many charities receive 40% of their annual contributions in the last few weeks of the year.

So if you’re planning on giving this year, your donation is definitely needed. But how much should you give? And to which organizations should you donate?

These questions are important—especially if you want your aid dollars to make an impact.